Budget Pay logo
What is Budget Pay?
Budget Pay is a brand new way to pay!
Spread out the cost of your purchase over three easy payments. With no additional charge, automatic installment payments offer a fun new way to spend and save with your Shop LC. Whether you're making a larger purchase like investing in a nice piece of jewelry or even a smaller purchase of one item, our payment plan allows you to break your payment into chunks instead of paying all at once.
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Get your next favorite treasure with 3, 4 or 5 Easy Payments!
No Interest!
How Do I Use Budget Pay?
Budget Pay is quick and easy to use. Look for the Budget Pay logo on qualifying items when shopping. Check the box to enable Budget Pay and finish the checkout process. The remaining payments happen automatically. It's that simple!

Valid credit or debit cards are required for Budget Pay. Prepaid gift cards are not eligible for use.
Orissa rhodolite garnet sterling silver ring.
Lapis lazuli ION plated yellow gold and stainless steel ring.
Make payment with credit and debit cards.
How Do Installment Payments Work?
Budget Pay completes transactions through three automatic separate installment payments. All payments occur on the card presented at time of purchase.

  • Your first installment payment occurs at the date of purchase. This covers one-third of the item cost, shipping, and sales tax (if applicable).
  • Your second installment payment occurs 30 days after the date of purchase. This covers one-third of the item cost, shipping, and sales tax (if applicable).
  • The final installment happens 60 days after the initial payment. This covers the last one-third of the item price.

After your order ships, you may complete any outstanding payments at your convenience. Contact Customer Service at 1-877-899-0078 for balance inquiries or to update your payment method.
Make payment with credit and debit cards.
Why Use Budget Pay?
Budget Pay is the perfect solution for anyone who wants a new way to shop. With Budget Pay you can count on:
  • Reliable automatic installment payments. No need to schedule payments.
  • Three small transactions compared to one large one. Soften the impact to your wallet.
  • Knowing when payments are due and expect no surprises.
  • Ability to complete remaining scheduled payments at any time.
  • No additional charge for using Budget Pay.
More questions? Check out the Budget Pay FAQ!